The thumbnail version:
- Are you disaster-ready?
- Disasters can strike anywhere at any time
- There are measures you should take now
The full version:
Fires, hail storms, floods, hurricanes, and even tornadoes occur regularly in different parts of Canada. And every time one of these disasters happen, there are losses, both personal and business.
This is one reason why we insure our possessions—to minimize the losses should we become a victim of a disaster. But the claim process can be exhausting and contentious so it pays to be prepared. Trust me, I speak from experience.
To prepare for the possibility of your shop being the victim of a disaster, here’s a list of measures that you would be wise to take seriously:
- Your business insurance should be current and paid up to date.
- You should assess your shop for fire safety and fire prevention (more than one textile screen printing shop in Canada has gone up in flames)
- You should have a fire and water-proof safe or similar container to secure important documents, back-up USB sticks, etc.
- You should have a remote daily back-up service for your shop’s computers.
- You should have a photographic record of the the equipment, materials, furniture etc. updated regularly and kept off premises such as in a bank safety deposit box.
- You should have copies (certified or notarized, if necessary) of important documents such as leases, agreements, and other legal documents stored safely off site.
- You should have records of your various passwords stored safely off site or lodged with a remote service.
Make a point of attending to this now. Disasters arrive without warning.